Funeral schemes

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 PSA funeral benefit

The PSA renders financial assistance with funeral costs in the event of a member's death.

The provision amounts to R2 350 per member and is granteed on an ex gratia basis, that is, as long as the funds are available. In the event of a member's death, the dependents/next of kin must inform the relevant PSA workplace, branch/committee representative or the PSA Provincial Office and submit the necessary duly completed forms to the PSA Provincial Office.

On receipt of the completed, prescribed application form, the PSA Head Office will effect payment, provided that the application is received by the PSA within six months of the date of death.   

For more information contact your PSA Provincial Office. 

Click here for a PSA application form

 

 

Assupol Life 

A funeral to be proud of - plus other valuable benefits
 
Our Excellence Family Funeral Plan providesmoney for your funeral, and funerals of your dependents.
Plus …
 
·      Continued insurance without premiums for your family for five years if you die
·      Our free support life-line - Assupol On-Call
·      And  you can add
o income for your family for six months after your death
o double pay-out on death in an accident – accidents happen!
o premiums back in your pocket every four years
·      Affordable premiums - which you can increase yearly to increase your benefits
 
Financial protection for you and your family
Our life cover plans provide money – to pay off your home-loan and other debts, and for living costs - for your family if you die and for you and your family if you become disabled or suffer a critical illness like cancer or a heart attack. Plus other valuable benefits …
 
You can choose our Progress 4Sure Plan
·      Pay-out up to R200 000 – with no medical tests
·      All premiums back in your pocket every ten years, if you don’t claim
·      Funeral cover for you and your spouse
·      And you can add
o funeral cover for your children and parents
o cover for disability and dread disease
o our free support life-line - Assupol On-Call
·      You can use this policy as security for debt, like your home-loan.
 
Or choose our Progress Legacy Plan
·      Very competitive life cover
·      And you can add
o cover for disability and critical illness
o continued insurance without premiums for
§ your family if you die
§ you and your family if you become disabled
o our free support life-line - Assupol On-Call
o yearly premium increases to increase your benefits – for inflation
·      You can use this policy as security for debt, like your home loan
·      Medical test required
·      Increased retirement value if you also have a retirement annuity with us
 
Or consider our Progress Accident Plan – accidents happen!
·      Money for
o your family if you die in an accident
o you and your family if you are injured in an accident
·      And you can add our free support life-line - Assupol On-Call.
 
Save - to get what you want
Be wise. Put away money for a rainy day or a dream. With our saving plans it is easy.
 
·      When your policy ends you receive money tax-free
·      We’ll help you select an investment portfolio to match your needs
·      You can add premium increases for your savings to keep up with the effects of inflation
·      You can add a benefit for your premiums to be paid for you if you die or become disabled
·      You can use your policy as security for a loan.
 
Our Maximumwealth Exclusive Policy or Maxvalue Savings Policy make this possible.
 
But you can also consider our Maximumwealth Cash Provider geared specifically for future cash-flow needs
·      The MyCash and Education options provide for planned future cash withdrawals for school fees or other regular expenses
·      And you can add life cover for dependent children
 
Retire in comfort
Too many South Africans retire without enough funds. Don`t be one of them. Put away money for your retirement. Our Carefree Life Retirement Annuity is ideal for this.
 
·      We’ll help you select an investment portfolio to match your needs
·      Your premiums can reduce your income tax
·      You can add a benefit for your premiums to be paid for you if you become disabled
·      Your saving is protected from creditors should you run into financial difficulty
·      Retire at any time from your 55th birthday, or earlier if you become disabled
 
Assupol On-Call – your support life-line
 
This benefit caters for valuable support services. These services include providing information, advice, counseling and assistance regarding bereavement, trauma, HIV/Aids, other medical matters, finance, emergency ambulance services and transport of deceased persons.
 

For more information call 0860103 091 and web www.assupol.co.za for your nearest branch.

  

Channel Life Group Benefits has many years of experience in selling and administering funeral policies. They pride themselves on being innovative and have a broad footprint across South Africa to service clients.

With a wide variety of competitively-priced products to choose from, as well as a dedicated administration team, Group Benefits is able to cater for individuals as well as groups.

If you are an existing policy holder and wish to amend your details, or if you would like to find out more about the products that they offer, please contact Group Benefits on:

 
Call-centre number 0860 001 019
Call-centre fax 0860 426 742
Call-centre email: gbcentre@sanlamsky.co.za

 Dignity Funeral Scheme

 Underwritten by Prosperity Insurance Co Ltd

Benefits

  • Family Plus Benefit cover and Premier family cover for entire family (member, spouse and 6 children. Children up to and including 21 years)

  • Maximum age for main member up to and including age 65 years

  •  Cover for extended family members (max 10 allowed) – maximum age up to and including age 85 years

  •  PSA pensioners benefit from 66-85 years

  • No medical questions – membership guaranteed (terms and conditions apply)

  •  No HIV/Aids exclusions or specified illness exclusions

  •  Covers for death

  • Cover up to R 30 000 

Dignity PSA Everest Funeral Plan

Family Plan

Member Cover
Main Member R 30 000
Spouce R 30 000
Children X6  
14 - 21 Years R 18 000
06 - 13 Years R   9 000
01 - 05 Years R   7 000
01 - 11 Months R   5 000
Stillborn R   2 000
Premium R 134.50

  Single Member

Member
Cover
Single Member
R 30 000
Premium      R 99.50

 General Terms and Conditions

•  Waiting Periods: Natural cause of death: 9 Months.   Unnatural Cause of death: 1 Month. Suicide: 24 Months.
•  Premium Payment Method: PERSAL or Debit Order;
•  Unlimited number of Extended Family Members;
•  Extended Family Members: Two Cover options per age group;
•  Issue x 2 Policy Numbers/contracts (R 15 000 Cover each);
•  Dignity Loyalty Plan included: Main Member
 
DIGNITY iziNkomo
 
 

Need more information? 
 

           

 

DreamBuilder Family Funeral Plan – offered by Group Schemes, negotiated especially for PSA members - providing you with the following benefits:
Funeral cover for your whole family.
 
Choose funeral benefi­ts for yourself, immediate family (life partner and children), parents (maximum of four parents) and relatives (maximum of nine).
The amount you pay for your cover will depend on the number of people covered on your policy and their ages (parents and relatives must be younger than 85 years).
No more premiums are paid after your death, disability or retirement.
All the family members you cover on your policy will still be covered after your death, disability or retirement. They will not have to pay any further premiums.
Add cover for your extended family members or choose extended family cover on its own.
 
The Family Assistance benefits are optional and available to everybody covered under this policy.
All participants covered under the scheme have access, 24 hours a day, seven days a week, to the following services:
  • Repatriation of mortal remains: assistance with the moving of the deceased’s remains to a funeral home closest to their normal home.
  • Funeral Assistance benefit: assistance with funeral and cremation arrangements.
  • Legal assistance: a 24-hour helpline to assist with legal matters manned by qualified attorneys.
  • Emergency medical services: 24-hour emergency medical assistance for injured participants.
  • EA Touch: a 24-hour emergency assistance helpline for information and arrangement of treatment for trauma, assault and HIV infection.
The Income benefit provides an extra amount of money at death.
This optional benefi­t  will be paid every month for a period of six months. The cover you selected will be divided into six installments.
Keep your funeral cover up to date with rising costs (inflation).
This optional benefi­t allows you to select a percentage which will increase your premium and your cover level every year.
Continue with your cover when you cancel your membership of your organisation or union or when you resign.
You can choose to continue with your cover by paying your policy by bank debit order or stop
Contact the Call Centre on 0860 724 724 /0860 687 687, the nearest Metropolitan branch or visit www.metropolitan.co.za. 
 
 

Old Mutual

Old Mutual Group Schemes offers the following funeral products:

Funeral Plan Range

Standard and Comprehensive Funeral Plans

Funeral Cover    

  • Individual Plan

  • Family Plan

  • Parents Plan

  • Extended Plan

 Family Support Services are included in these plans at no extra cost:    

  • Funeral Support

  • Legal Support

  • Health Support

  • Trauma, assault and HIV treatment

  • Emergency medical response

For more information, visit your nearest Old Mutual Client Service branch, or contact your Group Schemes adviser, or our Communication Centre on 0860 60 7000. Lines are open 8am - 5pm, Monday to Friday and at 9am - 12pm on Saturdays.

 

 

Sanlam

Sanlam Sky Solutions  

Sanlam Sky in conjunction with PSA, brings you a range of financial products that will help you to: 
 

  •  Save for special purpose – such as a car, a wedding, retirement money or emergencies

  •  Save for your children’s education

  •  Leave money behind for your loved ones when you die

  •  Have money to cope with financial obligations should you become disabled

  • Provide money for a proper funeral for yourself and your family  

What's more, Sanlam Sky offers you professional financial advice. By investing in the right combination of products for your specific needs, you will have money for the good times in life as well as for life's setbacks. 

Funeral cover

  • Standard family funeral plan plus standard parent plan

  • Waiver family funeral plan plus Waiver parent plan

  • Solution Family Burial Plan

  • Solutions Health Income Plan 

 With an extra R20 a member can have an opportunity to add the following add-on-benefits:

  • Moemedi Legal Benefit

  • Buy ekaya Repatriation Benefit 

 Call Sanlam on 0861 235 434 or visit www.sanlam.co.za

 

  

 At Zisekele we are committed in creating the opportunity for every South African to be part of an affordable funeral cover scheme. The name "Zisekele" which means, "we will support you" is a true reflection of our vision. With different funeral cover options available we have a plan that will best suit your needs.
BENEFITS
•     Immediate cover for death due to unnatural causes
•     Individual and family plans available.
•     Cover your parents and extended family members
•     No medical questions or examinations
•       Children - own, step and adopted children receives free cover till age 21
•     Claims settled within 48 hours
Waiting Periods
SAME PREMIUM PAYER PLANS: Life insured and premium payer Is the same person

 

PLAN
COVER AMOUNT /
BENEFIT
WAITING PERIOD
SSA-SSD
SFA-SFD
R5,000 – R15,000
0-6 MONTHS=0% BENEFIT
AFTER 6 MONTHS=100%OF BENEFIT

 

 
 SAME PREMIUM PAYER, EXTENDED FAMILY PLAN

 

PLAN
COVER AMOUNT /
BENEFIT
WAITING PERIOD
SSA-SSD
SFA-SFD
R5 000, R7 500 R10 000
0-9 MONTHS=0% BENEFIT
AFTER 9 MONTHS=100%OF BENEFIT
SSE-SSG
SFE-SFG
R5 000, R7 500, R10 000
0-9 MONTHS=0% BENEFIT
AFTER 9 MONTHS=100%OF BENEFIT
SSH
SFH
R5 000, R7 500, R10 000
0-12MONTHS=0% BENEFIT
AFTER 12 MONTHS=100%OF BENEFIT

 

 
 
IMPORTANT INFORMATION
·         All premiums shall be paid monthly in advance
·         Due to this product being a GROUP FUNERAL COVER product, cover works on a month-to-month basis.
·         Premiums are payable by Debit order or Persal stop order.
·         When Persal stop order is the chosen method of payment - The official Persal authorization form must be completed and signed by the premium payer and submitted with the application form.
·         Notification of claims to be within 6 months of a member’s death.
·         Failure to do so within 6 (six) months will result in the benefit being forfeited.
      ·     In the event of death a Claim Notification Form must be requested from Zisekele (0861 88 00 00) and must be submitted together with the  relevant supporting documentation.
·         The turnaround time for a claim is 48 hours on receipt of all required and completed documentation.
·     Zisekele Group Funeral cover is underwritten by Sanlam Developing Markrts Limited and administered by Phakama.
·       General terms and conditions apply.
 
CONTACT DETAILS
 
General queries or new business:
T 0861 88 00 00
F 0861 88 00 01
Email:elzanne@zisekele.co.za
 
Claims:
T 0861 88 00 00
F 0861 88 00 01
Email: virginia@zisekele.co.za / elzanne@zisekele.co.za
 
www.zisekele.co.za

 

The Lifestyle Insurance Plan
Underwritten by Hollard Life Assurance Company Ltd. and administered by The BEST Funeral Society.
The Plan contains: Family (member, spouse & up to 5 children), individual, single parent, member and spouse and extended family,
Choice of cover of  R5 000, R10 000 and R18 000.
 
Benefits 
Premiums from as little as R23.50 per month (R18 000 individual cover) and R52 per month (R18 000 family cover)!
PSA members can join up to the age of 84 years.
Double the insured amount is payable for Member & Spouse when death occurs as a result of an accident.
Airtime Benefit included (R250 airtime payable when insured person dies)
Mahala Benefit included (up to 30% discount @ more than 1 000 Retailers)
No medical examination required
Pay-out within 48 hours after receiving all the documentation.
You can take up to 2 policies per member
 
Contact Information:
Click here to download the brochure and application form
Complete the application form and fax to: 0866 314 046 or post to: PO Box 9843, Centurion, 0046
Phone 084 196 3733 to apply telephonically or to enquire about the product.
Claims: Phone 0860 101 003 to register your claim.
  
 
 
Maxi Group Schemes 
The PSA Inkomo funeral solution covers you, your spouse, children, parent and extended family.
Tombstone cover is available for members and spouse only. Assupol On-Call, commuter accidental death
benefit and the Avis vehicle benefit are available to the immediate family.
 
Benefit
Premium
Life insured
Up to the age of 65years next birthday
1x iNkomo
R26.43
Spouse
Up to the age of 65 years next birthday
1x iNkomo
R16.56
Children 14-21 (25)
1x iNkomo
R14.99
Extended family members
 
1x iNkomo
1x iNkomo
 
R40.07
R96.16
Tombstone Cover
R7,500
R12.07
Vehicle access benefit
Vehicle for 6 days
R15.97
iNkomo
Live cattle for funerals, weight 400kg plus, guaranteed good health,younger than 24 months, prime feedlot beef,
Kanhym accredited cattle only, delivery countrywide or
collect at Kanhym kraals. Terms and conditions apply.
 
 
Commuter benefit
R12,500 cover for the member or spouse and R5,000 for
children should an insured life die as a result of an accident
(Double the assured amount will be payable should the
accident occur while travelling with public transport)
Applicable to the immediate family.
Assupol On Call
Telephonic medical advice and information
Emergency medical response
Bereavement line and transportation of deceased
Trauma counseling
Tutor line
Financial services help line
Legal assistance help line
Tombstone cover
The tombstone cover is optional and is only applicable to
the member and spouse for an additional premium per
person. Tombstone cover benefit to be paid not earlier
 than 3 months after death of the applicable assured life.
The value of an Inkomo and the delivery thereof is
approximately R10,000
Vehicle access benefit
Vehicle access benefit by Avis.
For an additional R15.97 per month, in the event of the death
an immediate family member, a vehicle will be available for a
period of six days from any Avis branch nationwide. Vehicle Options-
VW Polo 1.6, Toyota Corolla, VW Golf.
 
 
For more info contact Maxi today 0861112750
 

 

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