PSA funeral benefit

The PSA renders financial assistance with funeral costs in the event of a member's death.

The provision amounts to R2 350 per member and is granteed on an ex gratia basis, that is, as long as the funds are available. In the event of a member's death, the dependents/next of kin must inform the relevant PSA workplace, branch/committee representative or the PSA Provincial Office and submit the necessary duly completed forms to the PSA Provincial Office.

On receipt of the completed, prescribed application form, the PSA Head Office will effect payment, provided that the application is received by the PSA within six months of the date of death.

For more information contact your PSA Provincial Office.

Click here for a PSA application form

Assupol Life

Funeral Products

· Excellence Family Funeral Plan

· Absolute Advantage Family Funeral Plan

Excellence Family Funeral Plan

Assupol Life - there for you when the sun sets upon a life well lived.

This plan can be used to provide your whole family with funeral cover. Dependent lives that may be covered under your Excellence Family Funeral Plan include your spouse, children (adopted and stepchildren included), parents and parents-in-law and any other family member such as uncles, aunts, brothers, sisters, nephews and nieces, that are financially dependent on you.

BENEFITS

· The Funeral Benefit is the main benefit available to all Lives Assured and provides a lump sum on the death of the Life Assured.

· The Accidental Death Benefit provides a lump sum on the accidental death of the Funeral Benefit Life Assured (all Lives Assured qualify for this optional benefit).

· The optional Family Income Benefit provides for the payment of 10% of the Principal Life Assured's Funeral Benefit sum assured on a monthly basis for a period of 6 months on the death of the Principal Life Assured.

· The Premium Waiver Death Benefit is automatically included. Should the Principal Life Assured die, the Funeral Benefit and elected Accidental Death Benefit will be provided for free to all the Lives Assured on the Policy for a period of 5 years.

· The Cashback Benefit may be added as part of the Excellence Family Funeral Plan.

· Assupol On-Call is automatically included as part of the Excellence Family Funeral Plan. The Assupol On-Call benefit includes: transportation of the deceased, guaranteed hospital admission and medical, financial and tutor advice lines.

FEATURES

· Highly affordable, competitive and flexible premiums.

· The premium will be determined by your unique benefit needs.

· Cover growth may be elected, which means that you will be able to afford a decent funeral.

· Claims will be paid out within three working days of receiving all the necessary documentation.

· No waiting period for accidental death.

· Six month waiting period for death due to natural causes.

· Guaranteed acceptance. No blood tests needed.

IMPORTANT

Benefits are provided for life and will not cease once you turn 65, retire or leave your present employment.

Cover for children remain in force beyond their 21st birthday.

Absolute Advantage Family Funeral Plan

Assupol Life expanded its well-known family funeral plan to include more than just funeral benefits. At Assupol Life we believe that our policyholder should benefit from their policies while still alive.

A choice of funeral cover for yourself, your spouse and your children between R3 000 and R20 000 is available.

The following optional benefits may be elected:

· No Claim Bonus benefit after 3 claim-free years.

· Accident Death benefit is available for all Lives Assured.

· Premium Waiver – premiums cease should the Main Life Assured pass away.

· Family Income Benefit – R1000 per month is payable for 6 months after the death of the Main Life Assured.

· Your policy may be linked to inflation. Premiums will increase by 10% per annum and benefits by 6% per annum.

· Assupol On-Call offers services such as Trauma Counselling, Medical Advice, HIV/Aids Information Advice Line and Transportation of the Deceased.

· Extended Family Members up to the age of 80 years may be added to the funeral plan.

The Paid-Up feature, whereby premiums cease at age 65 of the Policyholder (and all benefits remain in-force), is automatically included at no additional cost if the Policyholder is younger than age 55 at the inception of the Policy.

NOTE: Benefits are provided for life and will not cease once you turn 65, retire or leave your present employment

For more information call 0860103 091 and web www.assupol.co.za

Multi-solution Funeral Plan

Underwritten by Channel

The Plan contains: Family, individual, single parent, member and spouse, extended family, children.

Choice of cover of R3 000, R5 000, R7 500 or R10 000.
Family cover for main member, spouse and children.

Benefits

No medical examination required
Pay-out within 48 hours after death
In case of accidental death, cover will be doubled

Important information
- Members enjoy cover as long as premiums are paid
- Premiums determined by chosen plan and age next birthday of main assured at inception of plan
- Premiums paid monthly in advance per debit order
- The main assured will be the oldest of the applicant and his/her spouse
- No death benefit is payable when death of the assured is as a result of suicide or HIV/Aids within two years of inception date
- No waiting period when death is as a result of an accident

For claims and administrative queries, the client may contact Channel on:

Call centre number: 0860 001 019

Call centre fax: 0860 426 742

Call centre email: gbcentre@sanlamsky.co.za

Dignity Funeral Scheme

Underwritten by Prosperity Insurance Co Ltd

Benefits

Family Plus Benefit cover and Premier family cover for entire family (member, spouse and 6 children. Children up to and including 21 years)
Maximum age for main member up to and including age 65 years
Cover for extended family members (max 10 allowed) – maximum age up to and including age 85 years
PSA pensioners benefit from 66-85 years
No medical questions – membership guaranteed (terms and conditions apply)
No HIV/Aids exclusions or specified illness exclusions
Covers for death
Cover up to R 30 000

Dignity PSA Everest Funeral Plan

Family Plan

Member	Cover
Main Member	R 30 000
Spouse	R 30 000
Children x 6
14 -21 Years	R 18 000
06-13 Years	R 9 000
01-05 Years	R 7 000
01-11 Months	R 5 000
Stillborn	R 2 000
Premium R 134.50

Single Member

Member	Cover
Single Member	R 30 000
Premium R 99.50

General Terms and Conditions

• Waiting Periods: Natural cause of death: 9 Months. Unnatural Cause of death: 1 Month. Suicide: 24 Months.

• Premium Payment Method: PERSAL or Debit Order;

• Unlimited number of Extended Family Members;

• Extended Family Members: Two Cover options per age group;

• Issue x 2 Policy Numbers/contracts (R 15 000 Cover each);

• Dignity Loyalty Plan included: Main Member

Need more information?

ASSIST LINE: 086 111 26 54
Fax: 012 548 4726
email: Admin: admin@dignity.co.za
New Business: ray@dignity.co.za
Claims: anrea@dignity.co.za

Metropolitan

DreamBuilder Family Funeral Products – offered by Group Schemes, negotiated especially for PSA members.

Family Protection

Multicash Plan
Capital Preservation Plan Family Care
Children's supplementary benefit
Parents' supplementary benefit
Funeral supplementary benefit
Direct Marketing Funeral Products

Contact the Call Centre on 0860 724 724 /0860 687 687, the nearest Metropolitan branch or visit www.metropolitan.co.za.

Old Mutual

Old Mutual Group Schemes offers the following funeral products:

Funeral Plan Range

Standard and Comprehensive Funeral Plans

Funeral Cover

Individual Plan
Family Plan
Parents Plan
Extended Plan

Family Support Services are included in these plans at no extra cost:

Funeral Support
Legal Support
Health Support
Trauma, assault and HIV treatment
Emergency medical response

Sanlam

Sanlam Sky Solutions

Sanlam Sky in conjunction with PSA, brings you a range of financial products that will help you to:

Save for special purpose – such as a car, a wedding, retirement money or emergencies
Save for your children’s education
Leave money behind for your loved ones when you die
Have money to cope with financial obligations should you become disabled
Provide money for a proper funeral for yourself and your family

What's more, Sanlam Sky offers you professional financial advice. By investing in the right combination of products for your specific needs, you will have money for the good times in life as well as for life's setbacks.

Funeral cover

Standard family funeral plan plus standard parent plan
Waiver family funeral plan plus Waiver parent plan
Solution Family Burial Plan
Solutions Health Income Plan

With an extra R20 a member can have an opportunity to add the following add-on-benefits:

Moemedi Legal Benefit
Buy ekaya Repatriation Benefit

At Zisekele we are committed in creating the opportunity for every South African to be part of an affordable funeral cover scheme. The name "Zisekele" which means, "we will support you" is a true reflection of our vision. With over 30 funeral cover options available we have a plan that will best suit your needs.

BENEFITS

• Cover available between R5 000 and R50 000

• Immediate cover for death due to unnatural causes

• Individual and family plans available.

• Cover your parents and extended family members

• No medical questions or examinations

• Children - own, step and adopted children receives free cover till age 21

• Claims settled within 48 hours

Waiting Periods

SAME PREMIUM PAYER PLANS: Life insured and premium payer Is the same person

PLAN	COVER AMOUNT / BENEFIT	WAITING PERIOD
SSA-SSD SFA-SFD	R5,000 – R15,000	0-6 MONTHS=0% BENEFIT AFTER 6 MONTHS=100%OF BENEFIT
SSE-SSG SFE-SFG	R20,000 – R30,000	0-9 MONTHS=0% BENEFIT AFTER 9 MONTHS=50%OF BENEFIT AFTER 12 MONTHS=100%OF BENEFIT
SSH SFH	R50,000 *MAXIMUM COVER FOR CHILDREN IS R30,000	0-12MONTHS=0% BENEFIT AFTER 12 MONTHS=50%OF BENEFIT AFTER 18 MONTHS=100%OF BENEFIT

SAME PREMIUM PAYER, EXTENDED FAMILY PLAN

PLAN	COVER AMOUNT / BENEFIT	WAITING PERIOD
SSA-SSD SFA-SFD	R5,000 – R7,500 R10,000	0-9 MONTHS=0% BENEFIT AFTER 9 MONTHS=100%OF BENEFIT
SSE-SSG SFE-SFG	R5,000 – R7,500, R10,000	0-9 MONTHS=0% BENEFIT AFTER 9 MONTHS=100%OF BENEFIT
SSH SFH	R5,000 – R7,500, R10,000	0-12MONTHS=0% BENEFIT AFTER 12 MONTHS=100%OF BENEFIT

DIFFERENT PREMIUM PAYER PLANS: Life insured and premium payer is not the same.

PLAN	COVER AMOUNT / BENEFIT	WAITING PERIOD
DSA-DSD DFA-DFD	R5,000 – R15,000	0-9 MONTHS=0% BENEFIT AFTER 9 MONTHS=100%OF BENEFIT
DSE-DSG DFE-DFG	R20,000 – R30,000	0-12 MONTHS=0% BENEFIT AFTER 12 MONTHS=50%OF BENEFIT AFTER 18 MONTHS=100%OF BENEFIT
DSH	R50,000 NO FAMILY PLANS AVAILABLE	0-18 MONTHS=0% BENEFIT AFTER 18 MONTHS=50%OF BENEFIT AFTER 24 MONTHS=100%OF BENEFIT

DIFFERENT PREMIUM PAYER, EXTENDED FAMILY PLAN

PLAN	COVER AMOUNT / BENEFIT	WAITING PERIOD
DSA-DSD DFA-DFD	R5,000 – R7,500 R10,000	0-9 MONTHS=0% BENEFIT AFTER 9 MONTHS=100%OF BENEFIT
DSE-DSG DFE-DFG	R5,000 – R7,500 R10,000	0-12 MONTHS=0% BENEFIT AFTER 12 MONTHS=100%OF BENEFIT
DSH	N/A	N/A

IMPORTANT INFORMATION

· All premiums shall be paid monthly in advance

· Due to this product being a GROUP FUNERAL COVER product, cover works on a month-to-month basis.

· Where premium payments are missed, a double premium will be requested the following month. If the double premium is also missed the policy will lapse. Should the client wish to reinstate this policy in other words resume with the premium payments, it will be treated as a new entrant with the applicable waiting period

· Premiums are payable by Debit order or Persal stop order.

· When Persal stop order is the chosen method of payment - The official Persal authorization form must be completed and signed by the premium payer and submitted with the application form.

· Notification of claims to be within 6 months of a member’s death.

· Failure to do so within 6 (six) months will result in the benefit being forfeited.

In the event of death a Claim Notification Form must be requested from Zisekele (0861 88 00 00) and must be submitted together with the relevant supporting documentation.

· The turnaround time for a claim is 48 hours on receipt of all required and completed documentation.

· Zisekele Group Funeral cover is underwritten by Resolution Life Limited and administered by Phakama.

CONTACT DETAILS

General queries or new business:

T 0861 88 00 00

F 0861 88 00 01

Email:elzanne@zisekele.co.za

Claims:

T 0861 88 00 00

F 0861 88 00 01

Email: virginia@zisekele.co.za / elzanne@zisekele.co.za

www.zisekele.co.za

The Lifestyle Insurance Plan

Underwritten by Hollard Life Assurance Company Ltd. and administered by The BEST Funeral Society.

The Plan contains: Family (member, spouse & up to 5 children), individual, single parent, member and spouse and extended family,

Choice of cover of R5 000, R10 000 and R18 000.

Benefits

Premiums from as little as R23.50 per month (R18 000 individual cover) and R52 per month (R18 000 family cover)!

PSA members can join up to the age of 84 years.

Double the insured amount is payable for Member & Spouse when death occurs as a result of an accident.

Airtime Benefit included (R250 airtime payable when insured person dies)

Mahala Benefit included (up to 30% discount @ more than 1 000 Retailers)

No medical examination required

Pay-out within 48 hours after receiving all the documentation.

You can take up to 2 policies per member

Contact Information:

Click here to download the brochure and application form

Complete the application form and fax to: 0866 314 046 or post to: PO Box 9843, Centurion, 0046

Phone 084 196 3733 to apply telephonically or to enquire about the product.

Claims: Phone 0860 101 003 to register your claim.

Call Sanlam on 0861 235 434 or visit www.sanlam.co.za.

For more information, visit your nearest Old Mutual Client Service branch, or contact your Group Schemes adviser, or our Communication Centre on 0860 60 7000. Lines are open 8am - 5pm, Monday to Friday and 9am – 12pm on Saturdays.

Funeral schemes

PSA funeral benefit

Assupol Life

Multi-solution Funeral Plan